How instant coverage works
- Apply online with driver, vehicle, and address details.
- Choose a start date (often today) and bind coverage after payment.
- Get ID cards immediately in the app or by email; print if you prefer.
What you will need
- Driver’s license for each driver.
- Vehicle VIN, or year and make and model.
- Address and prior insurance details if applicable.
- Lienholder information if financed (lenders usually require comprehensive and collision).
- Payment method.
Coverage to consider for same-day starts
- Liability to meet your state minimums (consider higher limits for better protection).
- Comprehensive and Collision if your lender or vehicle value warrants it.
- Roadside and Rental if you are traveling or without a backup car.
Short-term needs: realistic options
Looking for one-week insurance? Major U.S. insurers do not sell true daily or weekly policies. Common options include starting a standard policy and cancelling later, using non-owner insurance if you do not own a car, or relying on rental coverage when appropriate.
SR-22 filings on a deadline
If you need proof for the DMV or a court, some providers can issue an SR-22 immediately and e-file the same day. Others may take up to 24 to 48 hours. Start the quote as early in the day as possible.
Price tips for buying today
- Compare at least two or three providers before you bind.
- Adjust deductibles and optional coverages to fit your risk tolerance.
- Ask about discounts such as multi-policy, safe-driver or telematics, pay-in-full, and paperless.